Armor Your Retirement, Protect Your Future

“Think of annuities as investments that can act as retirement insurance, or retirement insurance that can act as an investment.” -Al Abaroa,

When used properly depending on the type of annuity you buy, you never lose money when the market goes down and you make money when the market goes up. Annuities can also offer guaranteed lifetime income to insure your longevity risk. You can structure it so the insurance company that sells you the annuity is on the hook to pay you as long as you live. They insure the risk of you outliving your money… They are not right for everyone but when used properly as a part of your portfolio and income plan, they can lower your chances of outliving your savings.

Step 1:

The Annuities Crash Course

A Product Built For Protection and Growth
Most investors want a simple solution to a complicated problem. What is the best way to make it through retirement without running out of money? How do you get a reasonable rate of return without getting caught in punishing stock market volatility?

The big problem is there are a ton of choices out there, so how do you know what’s right for you?

Annuities are a great option for aspiring and current retirees that seek principal protection, safe growth, and lifetime income.

How Do They Work?
Here at Knight we focus on Fixed Indexed Annuities that typically offer you an index-based growth option that credits your account with interest based on a cap rate or participation rate strategy.

With index-based strategies, your money has the potential to grow based on the performance of one or more market indices, such as the S&P 500®.

Insuring Longevity Risk
Certain annuities also offer investors guaranteed income for life which allows them to essentially act as retirement insurance. That means that if you live a long and healthy life, having the right annuity with an “income rider” provides a stream of income that never ends no matter how long you live. Please speak to your financial professional about the additional fees charged by insurance carriers for investors who seek guaranteed income benefits.

Step 2:

Learn More About How We Use Annuity Strategies to Armor Your Retirement and Protect Your Future.