When looking at ones financial plan, I always suggest looking at 3 different pockets of risk. They are market risk, income risk and long tail risk. Each of these entails different approaches and offer a variety of solutions. Understanding the individual need and the available tools will help in achieving the plan’s success. It starts with having the ability to make proper decisions, in other words, make decisions on what you KNOW something is and NOT what you THINK it is. The two don’t necessarily walk hand in hand. Take some time to get FIT with Financial Intelligence Training!